There is an opportunity to make payday loans in Ohio to cost less and be more fair. But first it needs to make it to the ballot. Ohio has the highest lending rates in the nation, typically around 600%. Attached is a petition to put payday reform on the ballot for Ohio. The ballot issue calls for a top rate of 28%. Petitions need to be mailed in by February 20th to Nate Coffman, 1047 Birchmont Road, Columbus, OH 43220. Thank you for your support and good luck!